Balfour Insurance Agency
P.O. Box 9359
Silver Spring, MD 20916-9359
ph: 301-438-0750
fax: 301-438-0751
info
Workers compensation is a system of benefits mandated by law for most workers who suffer job related injuries or diseases. These benefits are paid regardless of fault, and the amount of benefits is limited by law. Check your States web site for benefit limits.
The policy provides a combination of two coverages: workers' compensation coverage, a type of no-fault insurance for employee injuries, and employers liability coverage, which covers an employers liability for common lawsuits brought by employees to recover damages for job-related injuries.
Covered injuries: Medical expenses for injuries sustained by an employee arising out of and in the course of their employment are covered in full. Disability benefits are provided after a waiting period, but are paid retroactively if the disability lasts longer than 14 days ( this may change depending upon the state).
Injuries not covered:
Occupational disease An occupational disease is a disease that is due to causes and conditions that are characteristic of and peculiar to a particular trade or occupation and to which the employee is not ordinarily subjected away from his employment.
Employer's Liability
Coverage is provided for:
The basic limit of coverage available under this section is 100/500/100:
Serving Maryland, Washington, DC and Virginia since 1998 Copyright 2011 Balfour Insurance Agency. All rights reserved.
Balfour Insurance Agency
P.O. Box 9359
Silver Spring, MD 20916-9359
ph: 301-438-0750
fax: 301-438-0751
info